Budget, meals, shopping, and to-dos — all in one private space built for how families actually live. No spreadsheets. No switching apps. One place that knows your household.
What's inside
Five modules that talk to each other — designed around how families actually plan, spend, and live.
Envelope-style spending categories, automatic bank transaction sync via email, and a visual cashflow map showing exactly where your money goes — income in, savings and transfers out, discretionary spend at a glance.
AI-generated weekly dinner plans built around your household's dietary restrictions, preferred stores, and 30-minute prep limit. One tap for a full week. Swap any night from an alternatives bench without another AI call.
Ingredients flow straight from your meal plan into per-store shopping lists. King Soopers, Walmart, Costco, Whole Foods — each list routes to the right store. Open pickup directly from the app.
A shared task board for everything that doesn't fit anywhere else. Assign to a person, set priority, and track what's open — without switching to yet another app.
Recurring household tasks — oil changes, cleaning schedules, service appointments — tracked automatically, surfaced when due, and dismissed when done.
Google sign-in, secure sessions, and a privacy mode that blurs financial figures on screen. Your household's data stays yours. No advertising. No data mining. No surprises.
How it works
Link your Gmail and we watch for transaction emails from your bank. Purchases are parsed, categorized automatically, and appear in your budget — no manual entry, no CSV imports, no third-party bank credentials.
Tell us your dietary needs, preferred stores, and time constraints once. Every week, one tap generates a full dinner plan tailored to your household. Swap any meal from the idea bench, or drag dinners between days.
Ingredients sort by store automatically. Check off what you already have, add anything extra, then open pickup directly from the app. Separate, clean lists for every store you use.
Spending flows into your budget, your cashflow map updates, maintenance gets tracked. The whole household runs a little more smoothly each week — without extra effort from you.
Early access
Hearth & Cents is currently in private beta. We're hand-selecting a small group of founding households to help shape the product before public launch.
Founding households get full access at no cost while we build. You'll get every feature — budget, meals, shopping, to-dos, maintenance — and a direct line to us as we shape the product together.
No credit card required. No commitments.
Questions? hello@hearthandcents.com
Early access
We're accepting 20 founding households before a wider launch. Early access is free — and your feedback directly shapes the roadmap. We personally onboard every household.
Tell us about your household and what you're hoping to solve. Takes about two minutes.
We personally onboard every founding household and get you set up within a few days.
Google sign-in, nothing to install. Works from any browser on any device.
20 spots · free for the beta · we'll be in touch within a few days.